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Funding Options

Your Business is unique, you shouldn’t be limited

Revenue Based Funding

this is also known as a merchant cash advance. If you need quick cash and have a steady flow of revenue/sales, a merchant cash advance could be a good option. You’ll receive a lump sum of money in exchange for a portion of your future sales. 

While the repayment terms can be flexible, you should be aware that MCAs can be costly, so it’s important to weigh the pros and cons.

Business Line of Credit

works just like a business credit card, but with a bigger limit. Unlike a traditional loan, the business can keep borrowing and paying the loan repeatedly.

It’s ideal for businesses with varying cash flow needs. You’ll only pay interest on what you borrow and can use the funds for a variety of purposes. Lines of credit are usually more affordable than other options, making them a great choice for many businesses.

SBA Loans

Loan offered by private lenders backed by the SBA. Several types of loans offered with longer terms, lower payments and lower rates compared to other alternative lending options. 

The Small Business Administration provides SBA loans to help small businesses grow. SBA loans usually have lower interest rates and longer repayment terms than other loans. They can be used for various purposes, like purchasing inventory or expanding your business. However, the application process can be lengthy and involve a lot of documentation.

Equipment Financing

If you need new equipment but can’t afford to pay for it upfront, equipment financing is a good option. You can purchase or lease equipment without paying the full cost upfront. This is helpful if you need to upgrade your equipment but don’t have the cash on hand. The money can be used towards vehicles, machinery, commercial supplies and more. 

Equipment financing usually involves fixed monthly payments over a certain period.