Whether you're expanding a spa, adding treatment rooms, or stocking up on products, FundCapa gives beauty and wellness businesses fast access to capital without the wait.
Seasonal swings, product costs, and equipment upgrades are part of running a beauty business. Traditional lenders rarely understand your revenue model. FundCapa does — and we move fast.
Fund massage tables, laser equipment, skincare inventory, salon stations, and med spa devices.
Decisions in under 1 hour. Most beauty businesses funded within 1 business day of approval.
Open a second location, add treatment rooms, or renovate your existing space to grow revenue.
Repayments that flex with your daily sales — ideal for businesses with seasonal revenue swings.
Funding Options
One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.
Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.
Learn more →Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.
Learn more →Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.
Learn more →$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.
Learn more →Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.
Learn more →Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.
Learn more →One application, soft pull only, decision in under an hour. No upfront fees, no obligation.
Start Your Application →