From merchant cash advances to SBA loans — FundCapa finds the right program for your business. Not the easiest to sell. The best fit for you.
Whether you need quick cash or long-term growth capital, we have a program designed for your situation.
Also known as a Merchant Cash Advance. Perfect if you need quick cash and have a steady flow of revenue. Receive an upfront lump sum in exchange for a small percentage of future daily sales.
Works just like a business credit card — but with a much bigger limit. Borrow what you need, when you need it. Pay it down and borrow again. Interest accrues only on what you draw.
Government-backed loans offered through private lenders. Longer terms, lower payments, and lower rates than alternative options. Ideal for established businesses seeking substantial capital.
Purchase or lease the equipment your business needs without paying the full cost upfront. The equipment itself serves as collateral, making approval easier than unsecured options.
Not sure which program is right for you? Here's how they stack up.
| Feature | MCA / Revenue Based | Line of Credit | SBA 7(a) | Equipment Financing |
|---|---|---|---|---|
| Funding Speed | 1–2 Days | 2–5 Days | 2–4 Weeks | 2–7 Days |
| Credit Requirement | 500+ (flexible) | 580+ | 650+ | 580+ |
| Collateral | None (unsecured) | None | May be required | Equipment itself |
| Repayment | Daily/weekly % of sales | Draw-based, monthly | Monthly (2–25 yrs) | Fixed monthly |
| Best For | Urgent capital, high revenue businesses | Ongoing flexible needs | Long-term growth, lower rates | Buying business equipment |
| Max Amount | $350,000 | $250,000 | $350,000 | Custom |
*Terms vary by lender and business profile. Contact us for a personalized assessment.
Most small businesses qualify. Here are the basic requirements for our programs.
From application to funding — we make the process as smooth as possible.
Complete our simple one-page application. Basic business info only — no tax returns needed upfront. Soft pull only, never hurts your score.
Your dedicated FundCapa advisor reviews your file and shops it across 50+ lenders. We come back to you with the best options — you choose.
Once you approve your terms, the funds are wired directly to your business bank account. Many programs fund the same day or next business day.
Apply in 2 minutes. No obligation. No hard credit pull. Talk to a real advisor today.
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