Meeting licensing requirements, expanding capacity, and maintaining a safe environment for children all require consistent investment. FundCapa helps childcare businesses access fast, flexible capital.
Growing enrollment, licensing upgrades, and facility improvements can't wait. FundCapa provides fast funding that traditional lenders are too slow to offer — with decisions in under an hour and no collateral required.
Upgrade play areas, classrooms, safety systems, and outdoor learning environments.
Cover teacher salaries and benefits as you grow enrollment and expand hours.
Decisions in under 1 hour with funds available as fast as the next business day.
Fund facility upgrades required to meet or exceed state childcare licensing standards.
Funding Options
One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.
Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.
Learn more →Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.
Learn more →Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.
Learn more →$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.
Learn more →Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.
Learn more →Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.
Learn more →One application, soft pull only, decision in under an hour. No upfront fees, no obligation.
Start Your Application →