Payroll gaps between projects, equipment breakdowns, and material costs can't wait for a bank's timeline. FundCapa gives construction companies fast access to working capital to keep every job on schedule.
Construction cash flow is unpredictable — you pay for materials and labor before clients pay you. FundCapa bridges that gap with fast funding that doesn't require collateral or a perfect credit score.
Fund excavators, lifts, tools, trucks, and heavy machinery with financing built for construction.
Keep your crew paid between project milestones and client payment schedules.
Decisions in under 1 hour — so when a contract opportunity appears, you're ready to move.
Purchase materials upfront to lock in pricing and keep projects on schedule.
Funding Options
One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.
Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.
Learn more →Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.
Learn more →Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.
Learn more →$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.
Learn more →Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.
Learn more →Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.
Learn more →One application, soft pull only, decision in under an hour. No upfront fees, no obligation.
Start Your Application →