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Business Funding for E-commerce Businesses

Flash sales, inventory buyouts, and advertising spend can't wait for a bank's timeline. FundCapa gives e-commerce businesses fast access to working capital to grow on their schedule.

Why E-commerce Businesses Choose FundCapa

E-commerce moves fast — and inventory, ads, and fulfillment costs move faster. FundCapa provides capital that keeps pace with Amazon, Shopify, and DTC demand cycles, without requiring collateral or a lengthy approval process.

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Inventory Financing

Buy inventory in bulk, stock up for peak seasons, or launch new product lines without running out of cash.

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Advertising & Marketing

Fund paid social, Google Ads, and influencer campaigns to scale revenue profitably.

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Fast Approvals

Decisions in under 1 hour. Funds available as fast as the next business day.

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Fulfillment & Logistics

Expand warehouse capacity, upgrade fulfillment operations, or add 3PL partnerships.

Funding Options

All Funding Programs Available to You

One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.

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Revenue-Based Funding

Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.

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Business Line of Credit

Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.

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SBA 7(a) Loans

Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.

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Short-Term Business Loans

$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.

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Equipment Financing

Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.

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Invoice Factoring

Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.

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Basic Eligibility Requirements

6+ months in business
$10,000+ average monthly revenue
Credit score 500 or above
Active U.S. business checking account

Ready to Get Funded?

One application, soft pull only, decision in under an hour. No upfront fees, no obligation.

Start Your Application →