New equipment, membership drives, and facility expansions take capital. FundCapa helps gym and fitness studio owners access fast funding without the red tape of traditional bank loans.
Memberships fluctuate seasonally, equipment wears out, and the fitness industry moves fast. FundCapa provides funding that keeps pace with your business — with same-day decisions and next-day funding.
Fund cardio machines, free weights, squat racks, turf, and fitness technology.
Most gym owners receive a decision in under 1 hour. Funds available as fast as the next business day.
Add a second location, expand your floor space, or renovate locker rooms and common areas.
Fund seasonal marketing campaigns and new member acquisition drives.
Funding Options
One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.
Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.
Learn more →Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.
Learn more →Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.
Learn more →$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.
Learn more →Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.
Learn more →Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.
Learn more →One application, soft pull only, decision in under an hour. No upfront fees, no obligation.
Start Your Application →