Michigan Business Loans
Michigan is home to over 860,000 small businesses — from Detroit's resurgent auto corridor to Grand Rapids' thriving manufacturing scene. FundCapa delivers fast, flexible funding with approvals in under 1 hour and same-day funding available.
Funding Products
Every program below is available to Michigan businesses with 6+ months of operation and $10K+ in monthly revenue. Serving Detroit, Grand Rapids, Lansing, Ann Arbor, Flint, Kalamazoo, Traverse City and statewide.
Get up to $350,000 based on your monthly revenue. Daily or weekly repayment as a % of sales — naturally lower when business slows.
Revolving credit up to $250,000. Draw what you need, pay interest only on what you use. No prepayment penalty.
Government-backed funding up to $5M with the lowest rates and longest terms. FundCapa is an SBA Approved Broker/Partner.
Fixed daily or weekly payments, 3–18 month terms, up to $200,000. Fast funding, clear end date.
Up to $150,000 to buy or upgrade equipment. The equipment itself serves as collateral — no additional assets required.
Turn outstanding invoices into immediate cash. Up to $500,000, no new debt added to your balance sheet.
Michigan Industries We Fund
FundCapa funds most Michigan industries — from Detroit auto shops to Grand Rapids manufacturers and UP tourism businesses.
What Michigan Business Owners Say
"I've been running my shop on the east side for 12 years. When I needed to upgrade my paint booth and add a second alignment rack, my bank wanted 45 days and a personal guarantee. FundCapa came through in 2 days. Best business decision I've made."
"We got a big order from a Tier 1 supplier and needed to buy raw materials fast. FundCapa funded us in 24 hours. The invoice factoring program was perfect — we paid it off as the customer invoices came in."
"We have two restaurants in Ann Arbor. Summer is great but winter hits hard. FundCapa helped us bridge January and February with a revenue-based advance. Paid down automatically with each day's sales. Very smooth."
Eligibility
Most Michigan businesses with 6 months of operating history and $10,000+ in average monthly revenue qualify for at least one of our programs.
One-page application, no collateral required, soft credit pull only. FundCapa matches you to the right lender for your Michigan business.
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One-page application, soft pull only, decision in under 1 hour. FundCapa matches you to the right lender for your Michigan business.