Inventory gaps, seasonal peaks, and expansion opportunities don't wait. FundCapa gives retail businesses fast access to capital so you can stock up, hire, and grow on your schedule.
Retail success depends on having the right inventory at the right time. Whether it's Black Friday prep, a new location, or an emergency restock, FundCapa provides capital fast — without collateral or a lengthy approval process.
Stock up for holiday seasons, new product launches, or bulk purchase discounts before they expire.
Most retail businesses receive a funding decision in under 1 hour. No collateral required.
Open a second location, renovate your space, or upgrade fixtures and POS systems.
Revenue-based options mean payments flex with your daily sales volume automatically.
Funding Options
One application connects you to every program below. FundCapa matches your business to the best product and lender for your situation.
Up to $350,000. Approval based on monthly deposits. Repayment tied to daily revenue — no fixed payment. 500+ credit score. Factor rates 1.10–1.49.
Learn more →Revolving up to $250,000. Draw when you need it, repay, and reuse. No prepayment penalty. Ideal for managing ongoing or seasonal cash flow.
Learn more →Government-backed loans up to $5M. Longer terms, lower rates than alternative lenders. FundCapa is an SBA Approved Broker/Partner — we handle the process end-to-end.
Learn more →$10,000–$200,000. Fixed daily or weekly payments over 3–18 months. Funded next business day. 500+ credit score accepted. No collateral required.
Learn more →Up to $150,000. Equipment serves as collateral — making approval easier with lower credit scores. New and used equipment eligible. Terms up to 7 years.
Learn more →Up to $500,000. Sell outstanding B2B invoices for immediate cash. No new debt added. Approval based on your customers’ creditworthiness — not yours.
Learn more →One application, soft pull only, decision in under an hour. No upfront fees, no obligation.
Start Your Application →